Best Telehealth Services
of 2026
The best telehealth services put a doctor, therapist, or specialist within reach in under ten minutes โ no waiting room, no travel, no time off work. But not every platform is the same. Some accept insurance. Some are cash-pay only. Most are built for one specific type of care. Here is how to find the right one for what you actually need.
Affiliate Disclosure: This page contains affiliate links. We may earn a commission if you subscribe or enroll through these links, at no additional cost to you. Our rankings are based on service breadth, insurance acceptance, provider credentials, wait times, and independent editorial evaluation โ never commission rates. Non-affiliate picks appear where they earn on merit.
Medical Disclaimer: Telehealth services are not a substitute for emergency medical care. If you are experiencing a medical emergency, call 911. The information on this page is editorial and educational โ NME does not provide medical advice. Always consult a licensed healthcare provider before making medical decisions.
The best telehealth services split into two categories with fundamentally different use cases. Insurance-integrated platforms (Teladoc, MDLive, Amwell, PlushCare, Doctor on Demand) accept major health plans, bill your insurer directly, and are often the cheapest option if you have coverage โ copays can be $0โ$25. Cash-pay specialty platforms (Hims & Hers, Ro, BetterHelp, K Health, Sesame, GoodRx Care) do not accept insurance but offer flat-rate or subscription pricing for specific conditions โ men’s health, women’s health, mental health, and weight management. Choosing the wrong category is the most expensive mistake in telehealth.
A second split: general primary care platforms (Teladoc, Amazon One Medical, MDLive) handle the full range of acute and chronic conditions โ UTIs, sinus infections, prescription refills, chronic disease management. Specialty-focused platforms (BetterHelp, Talkspace for mental health; Hims & Hers, Ro for condition-specific care; Maven Clinic for women’s health) serve one clinical area with greater depth than a general platform. If you know your specific need, a specialty platform almost always produces better outcomes. If you need general access, a primary care platform is the right starting point.
How NME Ranks the Best Telehealth Services
NME evaluates telehealth services on five criteria: (1) Service breadth and clinical depth โ the range of conditions treated, specialties available (urgent care, primary care, mental health, dermatology, psychiatry), and whether care is episodic or ongoing; (2) Insurance acceptance and pricing transparency โ whether the platform accepts major commercial insurance, what out-of-pocket costs look like with and without insurance, and whether pricing is disclosed upfront; (3) Provider credentials and care quality โ whether physicians are board-certified, whether therapists are licensed, what credentialing standards the platform enforces, and what clinical oversight exists; (4) Availability and wait times โ 24/7 access vs. scheduled appointments, average wait times for urgent care, and state availability; (5) User experience and continuity of care โ whether the platform supports ongoing relationships with the same provider, prescription delivery, lab integration, and follow-up care. Per NME editorial policy, per-visit or per-subscription costs are not published as they vary by state, insurance, and plan. See our full methodology.
Best Telehealth Service Overall โ 2026
Teladoc Health โ Best Overall Telehealth Service
Teladoc Health is the largest and most comprehensive telehealth platform in the US โ accepting over 200 commercial insurance plans, covering all 50 states, and providing 24/7 access to board-certified physicians with average urgent care wait times under 10 minutes. The service breadth is unmatched: urgent care, primary care, mental health, psychiatry, dermatology, nutrition, chronic condition management, and expert second opinions in one platform. For buyers with insurance looking for a single telehealth service that handles the full range of medical needs, Teladoc is where the comparison starts.
Compare the Best Telehealth Services of 2026
Key differences across service type, insurance acceptance, availability, and what each platform does best.
| Platform | Best For | Insurance | Availability | Specialties |
|---|---|---|---|---|
| ๐ฅ Teladoc Health | Best Overall | 200+ plans | All 50 states, 24/7 | Urgent ยท Primary ยท Mental Health ยท Derm |
| ๐ฅ Amazon One Medical | Best Primary Care | Most major plans | All 50 states | Primary care + same-day |
| ๐ฅ MDLive | Best for Cigna Members | Cigna/Evernorth + others | All 50 states, 24/7 | Urgent ยท Mental Health ยท Derm |
| Amwell | Best for Psychiatry | Major carriers | All 50 states | Urgent ยท Mental Health ยท Psychiatry |
| PlushCare | Best for Ongoing Primary Care | Major carriers | All 50 states | Primary care ยท Chronic conditions |
| Doctor on Demand | Best Employer Benefit | BCBS + major plans | All 50 states | Urgent ยท Primary ยท Mental Health |
| Hims & Hers | Best Men’s/Women’s Health | Cash-pay only | All 50 states | Men’s ยท Women’s ยท Weight ยท Derm |
| Ro | Best for Weight Management | Cash-pay only | All 50 states | Weight ยท Men’s health ยท Primary |
| BetterHelp | Best for Therapy | Cash-pay only | All 50 states + 40 countries | Therapy only โ 35,000+ therapists |
| Talkspace | Best Insurance-Covered Therapy | Insurance accepted | All 50 states | Therapy ยท Psychiatry |
โญ = category leader. Insurance acceptance is the most important first filter โ if you have coverage, check Teladoc, MDLive, Amwell, PlushCare, and Talkspace before any cash-pay platform. Per NME editorial policy, per-visit costs are not published as they vary by state, insurance plan, and service type.
Best Telehealth Services of 2026 โ Full Reviews
Independent NME evaluations of the ten platforms that define the best telehealth services category in 2026.
โ Pros
- 200+ insurance plans accepted โ most comprehensive coverage in category
- Full-service: urgent care, primary, mental health, derm, chronic care in one platform
- 24/7 all 50 states with under 10-minute average urgent care wait times
- AI-assisted care routing reduces wait times without replacing providers
- Expert second opinion service for complex diagnoses
โ Cons
- Less depth than specialty-focused competitors in mental health or condition-specific care
- Some users report inconsistent experience across different service lines
- Undergoing strategic transition โ some features in flux through 2026
โ Pros
- Ongoing primary care relationships โ same provider across visits
- Virtual + in-person at One Medical offices in 20+ major cities
- Amazon Pharmacy integration for same-day prescription delivery
- Same-day and next-day appointment availability
- Insurance accepted plus Amazon Prime membership discount
โ Cons
- Membership fee required โ costs more than episodic telehealth
- In-person offices limited to major cities
- Less mental health depth than Talkspace or BetterHelp
- Some users report pressure to convert to Amazon ecosystem services
โ Pros
- Cigna/Evernorth integration โ potential $0 visits for Cigna members
- Best behavioral health offering of any general telehealth platform
- Psychiatrists available โ medication management accessible
- 24/7 urgent care, all 50 states, board-certified physicians
- Asynchronous dermatology โ photo-based consults for skin conditions
โ Cons
- Primarily optimized for Cigna members โ less compelling without Cigna insurance
- Non-Cigna pricing comparable to Teladoc or Amwell
- Less comprehensive primary care continuity than Amazon One Medical
โ Pros
- Psychiatrists who can prescribe controlled substances in many states
- MyConsult second opinion service โ world-class specialist access
- Deep behavioral health: CBT, couples therapy, medication management
- Insurance accepted from major carriers
- Strong clinical credentialing standards
โ Cons
- Less comprehensive primary care breadth than Teladoc
- MyConsult second opinion is a premium add-on service
- Wait times for psychiatry can be longer than urgent care
โ Pros
- Ongoing primary care model โ physicians maintain your records across visits
- Best chronic condition management of any insurance-accepting telehealth platform
- Lab order integration and prescription delivery available
- Insurance accepted; same-day and next-day scheduled appointments
- Strong for diabetes, hypertension, anxiety, depression, and similar ongoing conditions
โ Cons
- Membership fee required in addition to insurance copays
- Less suited for acute urgent care than Teladoc or MDLive
- Less mental health depth than Talkspace or BetterHelp
โ Pros
- 100M+ people reached through employer and health plan partnerships
- Video-first โ all consultations via live video for higher clinical quality
- Strong pediatric care โ common childhood conditions handled effectively
- BCBS Minnesota and major employer benefit integration
- Behavioral health, preventive care, and chronic disease management available
โ Cons
- Best value when accessed through employer benefit โ less compelling as direct consumer service
- Less psychiatric depth than Amwell or MDLive
- Video-only may be inconvenient for some users
โ Pros
- Best-in-class for ED, hair loss, birth control, and weight management
- GLP-1 weight loss partnership with Novo Nordisk
- Prescription delivery bundled into subscription
- $2.35B revenue, 2.5M subscribers โ financially stable platform
- Expanded to UK, Germany, Ireland, France via 2025 ZAVA acquisition
โ Cons
- Cash-pay only โ no insurance accepted
- Not suitable for general medical care or acute illness
- Narrow clinical scope โ condition-specific only
- Subscription model may be more expensive than insurance-covered alternatives for eligible conditions
โ Pros
- Vertically integrated โ own NABP-accredited pharmacy for faster, cheaper delivery
- GLP-1 weight loss with ongoing clinical support and lab monitoring
- End-to-end experience: consult, prescription, delivery in one platform
- Broader primary care than Hims & Hers
- Strong men’s health: ED, hair loss, testosterone, primary care
โ Cons
- Cash-pay only โ no insurance accepted
- GLP-1 programs are expensive without insurance coverage
- Subscription commitment required for ongoing programs
- Not suitable for acute illness or general urgent care
โ Pros
- 35,000+ licensed therapists โ largest network of any therapy platform
- Multiple formats: video, phone, text messaging, live sessions
- Available in 40+ countries โ most internationally accessible therapy platform
- Specialty matching across individual, couples, teen, and group therapy
- Teladoc subsidiary โ organizational stability and scale
โ Cons
- Cash-pay only โ no insurance accepted
- 2023 FTC settlement over sharing health data with advertisers โ privacy disclosure
- Therapists cannot prescribe medication โ therapy only, no psychiatry
- Quality varies across 35,000+ therapists โ matching process is important
โ Pros
- Insurance accepted โ the primary advantage over BetterHelp
- Both therapy and psychiatry in one platform
- Psychiatric medication management available
- Text-based therapy โ asynchronous messaging for flexible communication
- Over 1 million users; established insurance relationships
โ Cons
- Smaller therapist network than BetterHelp’s 35,000+
- Response times on text therapy vary by therapist
- Insurance coverage verification required before enrolling
- Increasing competition from BetterHelp’s 2026 insurance rollout
Have insurance? Start with Teladoc or MDLive. Need therapy? Talkspace if covered, BetterHelp if not. Ongoing primary care? Amazon One Medical or PlushCare. Condition-specific? Hims & Hers or Ro.
The biggest mistake in telehealth is using a cash-pay platform when your insurance would cover a visit elsewhere. Check Teladoc, MDLive, Amwell, PlushCare, and Talkspace first if you have coverage โ your copay could be $0โ$25, which beats every cash-pay option. Only move to cash-pay platforms if your insurance doesn’t cover the specific care you need.
Also Worth Considering
More Telehealth Services Worth Knowing
- Lemonaid Health โ Best for Personalized Doctor Matching: A telehealth platform that emphasizes matching patients with a doctor who fits their specific health goals, lifestyle, and medical conditions rather than routing to any available provider. Covers primary care, mental health, and common acute conditions. Now operating under 23andMe Health. Cash-pay and insurance options available.
- Nurx โ Best for Reproductive Health: A telehealth platform specializing in birth control, emergency contraception, PrEP, STI testing, and sexual health โ conditions that benefit from discreet, accessible telehealth access. Prescription delivery included. Insurance accepted for many services. Best for reproductive health access without traditional clinic barriers.
- Curology โ Best for Personalized Skincare: A dermatology telehealth service that creates custom prescription skincare formulas based on photo assessment by licensed dermatology providers. Subscription model delivers custom prescriptions to the door. Best for acne, anti-aging, and skincare concerns that benefit from prescription-strength ingredients without an in-person dermatology wait.
- Apostrophe โ Best for Prescription Dermatology: A dermatology telehealth platform offering prescription treatments for acne, rosacea, melasma, and hair loss through photo-based consultations with licensed dermatologists. More clinically focused than Curology with broader condition coverage. Cash-pay subscription model.
- Found โ Best for Weight Management Without GLP-1: A comprehensive weight management telehealth platform that combines medical care, health coaching, and community support. Prescribes both GLP-1 and non-GLP-1 weight loss medications based on individual patient assessment. Best for buyers who want a comprehensive weight management program rather than just a GLP-1 prescription.
- Brightside โ Best for Anxiety and Depression Specifically: A mental health telehealth platform focused specifically on anxiety and depression โ the two most common mental health conditions โ with a combined therapy and psychiatry model. Insurance accepted. Evidence-based treatment protocols. Best for buyers whose primary mental health need is anxiety or depression management.
- Wheel โ Best for B2B Telehealth Infrastructure: A white-label telehealth infrastructure platform that powers the virtual care capabilities of other companies โ Wheel’s technology is behind many branded telehealth services buyers encounter. Not a direct-to-consumer service, but worth knowing as the infrastructure layer of the telehealth ecosystem.
- HealthTap โ Best for AI-Assisted Primary Care: An AI-augmented telehealth platform that uses AI to help patients understand their symptoms and connect with appropriate physicians. Offers both on-demand and scheduled primary care visits. Insurance accepted. Best for buyers who want AI-assisted triage alongside human physician care at an accessible price point.
- Spring Health โ Best Employer Mental Health Benefit: A precision mental health platform offered as an employer benefit โ Spring Health uses machine learning to match employees with the most appropriate mental health care (therapy, psychiatry, coaching, digital tools) based on their specific presentation. Not a direct-to-consumer product. Best for HR teams evaluating mental health benefits and employees whose employers offer Spring Health.
How to Choose the Best Telehealth Services for Your Situation
What the telehealth industry does not make obvious before you sign up.
Check Insurance Before Anything Else
If you have health insurance, check Teladoc, MDLive, Amwell, PlushCare, Doctor on Demand, and Talkspace before considering any cash-pay platform. Many employer plans cover telehealth at $0 copay. The most common expensive mistake in telehealth is paying cash-pay rates for a service your insurance would have covered. Call your insurer or check your benefits portal before booking.
Match the Platform to the Condition
General telehealth platforms (Teladoc, MDLive) are built for the full range of conditions but may lack depth in any one area. Specialty platforms (BetterHelp for therapy, Hims & Hers for men’s health, Ro for weight management) serve their specific lanes with more clinical depth. If you know your specific need, the specialty platform almost always delivers better care. If you need general access to handle whatever comes up, a general platform is the right starting point.
Understand Episodic vs. Ongoing Care
Most telehealth platforms are built for episodic care โ you see whoever is available for a one-time issue. Amazon One Medical and PlushCare are built for ongoing care โ you see the same provider repeatedly, they know your history, and they manage conditions over time. For acute illness (UTI, cold, rash), episodic is fine. For chronic conditions (diabetes, hypertension, anxiety), ongoing care produces meaningfully better outcomes and is worth the higher membership cost.
Confirm Prescription Capability Before Booking
Not all telehealth platforms can prescribe all medications in all states. Controlled substances (ADHD medications, benzodiazepines, certain sleep aids) face additional federal restrictions on telehealth prescribing. If you need a controlled substance, confirm the platform can prescribe it in your state before booking โ Amwell and some MDLive providers have this capability, but it varies by state and provider. Cash-pay platforms are generally more restrictive on controlled substances following 2022โ2023 DEA guidance.
Read the Privacy Policy Before You Share Health Data
Mental health platforms in particular have a troubled history with health data privacy. BetterHelp’s 2023 FTC settlement for sharing user health data with Facebook and Snapchat is the most prominent case. Before entering sensitive mental health or sexual health information into any telehealth platform, check whether the platform sells or shares health data for advertising purposes. Look for HIPAA compliance, and read what the privacy policy says about data sharing with third parties.
GLP-1 Telehealth Is Not All the Same
The 2025โ2026 surge in GLP-1 (Ozempic, Wegovy, semaglutide) telehealth prescribers has produced a wildly variable market โ from clinically rigorous programs (Ro, Found) that include ongoing monitoring and medication management, to low-quality prescribers who issue prescriptions with minimal clinical assessment. If you are pursuing GLP-1 medication through telehealth, choose a platform that includes regular follow-up visits, lab monitoring, and provider oversight of your response to the medication โ not just a prescription. Without ongoing clinical supervision, GLP-1 side effects and dosing errors are significantly more likely.
The Awards
Direct answers to what buyers need to know before choosing a telehealth platform.
What is the best telehealth service overall in 2026?
Does telehealth accept insurance?
Can telehealth prescribe medication?
Is telehealth safe for mental health care?
What is the difference between telehealth and telemedicine?
How does NME rank telehealth services?
Sources & Citations
- Teladoc Health โ teladochealth.com, accessed June 2026. 200+ insurance plans; all 50 states 24/7; $2.53B 2025 revenue; service breadth across urgent care, primary, mental health, dermatology, chronic care, expert second opinion.
- Amazon One Medical โ onemedical.com, accessed June 2026. Virtual + in-person; ongoing primary care model; Amazon Pharmacy integration; 20+ city physical presence; insurance + Amazon Prime membership access.
- MDLive (Evernorth/Cigna) โ mdlive.com, accessed June 2026. Cigna/Evernorth subsidiary; $0 visits for many Cigna members; behavioral health with licensed therapists and psychiatrists in all 50 states; urgent care, dermatology.
- Hims & Hers Health โ forhims.com, accessed June 2026. $2.35B 2025 revenue; 2.5M subscribers; first full year GAAP profitability; Novo Nordisk GLP-1 partnership; 2025 ZAVA acquisition for European expansion.
- BetterHelp (Teladoc Health subsidiary). 35,000+ licensed therapists; available in 50 states and 40+ countries; video, phone, and text formats. FTC settlement 2023: $7.8M refund for sharing health data with Facebook and Snapchat for advertising.
- Talkspace โ talkspace.com, accessed June 2026. Insurance accepted; 1M+ users; therapy and psychiatry in one platform; BetterHelp insurance rollout as emerging competitor in 2026.
- Federal Trade Commission. (2023). “FTC Returns $7.8 Million to Consumers Harmed by BetterHelp’s Sharing of Sensitive Mental Health Data.” FTC enforcement action and settlement terms.
- Doctor on Demand โ doctorondemand.com, accessed June 2026. 100M+ people reached through employer and health plan partnerships; 2026 addition to BCBS Minnesota provider network; video-first platform.
Find the Best Telehealth Service for Your Situation
Check insurance first โ Teladoc, MDLive, Amwell, or Talkspace may be covered at $0. If you need ongoing primary care, Amazon One Medical or PlushCare. Therapy without insurance, BetterHelp. Condition-specific care, Hims & Hers or Ro. Every platform here was selected on clinical quality and real-world performance.
