🛠️ Editor’s Picks · Home Warranty Companies by What You Actually Need
Best Home Warranty Companies of 2026
Several of the “different” home warranty companies you’re comparing are actually the same parent company selling under multiple names — and the fine print on service fees and exclusions matters more than which name is on the plan. This guide sorts 20 real companies by how you’d actually shop for one: full coverage, a lower price, a real-estate closing, or your specific state.
Not Sure Where to Start?
If you want the most established full-coverage option with the longest track record, start with American Home Shield — the largest home warranty provider in the country. If you’re buying or selling a home and need a warranty tied to the closing, Old Republic Home Protection is one of the most widely used real-estate-channel specialists.
8 Picks · Established Brands With Broad Nationwide Coverage
These companies operate in most states with multiple plan tiers covering both home systems and appliances, and have the longest track records in the industry.
American Home Shield
Good to Know: The largest home warranty provider in the country, with 50+ years in business and three coverage tiers (Shield Silver, Gold, and Platinum).
Heads Up: Part of Frontdoor, Inc., the same parent company that owns HSA, Landmark, OneGuard, and 2-10 — some “different” options elsewhere on this page are actually sister brands.
Liberty Home Guard
Good to Know: Covers all 50 states with three plan tiers (Systems Guard, Appliance Guard, Total Home Guard) and a 4.7/5 rating from more than 18,000 Google reviews.
Heads Up: Compare its lowest advertised plan against a full-coverage plan elsewhere before assuming they cover the same things.
Cinch Home Services
Good to Know: Three-tier structure (Repair Only, Repair + Replace, Repair + Replace Premier) backed by more than $1 billion in claims paid over the past six years.
Heads Up: Formerly Cross Country Home Services, rebranded to Cinch in 2019 — same company if you see older references.
Choice Home Warranty
Good to Know: Customizable coverage plans with 24/7 customer service and a dedicated program for real estate professionals and contractors.
Heads Up: Confirm exactly which appliances and systems fall under the base plan versus paid add-ons before signing — this varies company to company.
First American Home Warranty
Good to Know: Three-tier plan structure (Starter, Essential, Premium) backed by First American, a long-established title insurance and real estate services company.
Heads Up: Promotional pricing rotates throughout the year — confirm current offers directly rather than relying on a screenshot or old quote.
AFC Home Club
Good to Know: BBB-accredited with a dedicated real estate partnership program alongside its standard homeowner plans.
Heads Up: Compare its specific per-item coverage caps against other national providers, since caps vary meaningfully company to company.
Select Home Warranty
Good to Know: Three coverage tiers (Bronze, Gold, and Platinum Care) plus a Select Benefits Club membership offering discounts at partner retailers.
Heads Up: Its sports-marketing partnerships are advertising, not a ranking signal — evaluate the actual plan terms and exclusions independently.
Super
Good to Know: Subscription-style plans covering repair, replacement, and ongoing maintenance services for a flat rate, rather than the traditional annual-contract model.
Heads Up: Formerly marketed as “Hello Super” — same company under shortened branding.
5 Picks · Lower-Cost Options and Recently Rebranded Names
These providers compete more on price than brand recognition, and several have changed names in recent years — worth knowing so you recognize them under their current branding.
ServicePlus Home Warranty
Good to Know: Formerly known as Total Home Protection, rebranded to ServicePlus as part of a company-wide customer experience overhaul.
Heads Up: Verify you’re reading current ServicePlus terms rather than outdated references to the old Total Home Protection name.
First Premier Home Warranty
Good to Know: In business since 1989 with more than 1 million homeowners served, including a dedicated real estate professional partnership track.
Heads Up: A company operating this long typically has multiple legacy plan versions referenced online — confirm current plan terms directly.
Home Warranty of America
Good to Know: Offers Premier and Premier Plus plan tiers, now operating primarily under the hwahomewarranty.com domain.
Heads Up: The older homewarrantyofamerica.com address may still circulate in references — confirm you land on the current site before entering payment information.
Sears Protect
Good to Know: Formerly marketed as Sears Home Warranty, now branded Sears Protect, using Sears’ own technician network and Home Hub scheduling system.
Heads Up: The original sears.com/en_us/home-protect/ address is dead — use the current Sears Protect page directly rather than an old bookmark.
ARW Home
Good to Know: Formerly known as American Residential Warranty, now operating as ARW Home with three plan tiers plus a 30-day money-back guarantee and a 30-day workmanship guarantee.
Heads Up: Confirm you’re on arwhome.com — the older “American Residential Warranty” branding still appears in some third-party reviews and comparisons.
5 Picks · Built Around Home-Buying and Selling Transactions
These providers have deep roots in the real estate closing process, though most also sell directly to existing homeowners outside of a transaction.
Old Republic Home Protection
Good to Know: A subsidiary of Old Republic International widely used in real estate closing transactions, with plans also available to existing homeowners.
Heads Up: The old orhp.com address now redirects to orhomewarranty.com — a legacy bookmark still works, but confirm you land on the current domain.
2-10 Home Buyers Warranty
Good to Know: Offers Systems and Pinnacle plan tiers, with roots specifically in the real estate and new-construction warranty industry.
Heads Up: Acquired by Frontdoor, Inc. (parent of American Home Shield) in 2024 — now a sister brand to AHS, HSA, Landmark, and OneGuard rather than fully independent.
Fidelity National Home Warranty
Good to Know: Issues 13-month coverage terms common in real estate transactions, with an optional errors-and-omissions lawsuit protection add-on for agents.
Heads Up: Primarily sold through real estate transactions and agent relationships — confirm availability if you’re not buying or selling a home.
America’s Preferred Home Warranty
Good to Know: Covers 26 home systems and appliances and, unlike most competitors, lets you choose your own licensed contractor instead of assigning one.
Heads Up: The choose-your-own-contractor structure can affect service-fee terms differently than assigned-contractor plans — confirm current pricing directly.
HSA Home Warranty
Good to Know: Operating for more than 39 years, serving homeowners, real estate professionals, and contractors, now under the Frontdoor, Inc. family alongside AHS, Landmark, and OneGuard.
Heads Up: As a Frontdoor sister brand to AHS, compare its specific plan terms directly against AHS rather than assuming they’re identical.
2 Picks · State-Specific Coverage and a Consolidating Brand
Landmark Home Warranty
Good to Know: Focuses specifically on Arizona, Idaho, Nevada, Oregon, Texas, and Utah rather than operating nationwide, with dedicated homeowner, real estate professional, and contractor programs.
Heads Up: Confirm your state is on this list before requesting a quote — coverage is not available nationwide.
OneGuard Home Warranty
Good to Know: Existing OneGuard members keep their coverage, but new warranties are now sold under sister brand American Home Shield as the two brands consolidate.
Heads Up: If you’re a new customer, expect to be routed to AHS directly rather than a standalone OneGuard plan — that’s expected, not an error.
💡 Pro Tips for Choosing a Home Warranty Company
📋Read the Exclusions List Before the Coverage List
Every home warranty excludes something — pre-existing conditions, code violations, improper installation, and secondary damage are common exclusions across nearly every provider. The exclusions list tells you more about whether a claim will actually get paid than the marketing coverage list does.
💵Know the Service Fee Before You Need It
Every claim comes with a per-visit service fee (often called a trade call fee), separate from your monthly or annual premium. This fee varies by plan and provider — confirm the exact amount before signing, not after a technician is already at your door.
🏢Several “Different” Companies Share the Same Parent
American Home Shield, HSA Home Warranty, Landmark Home Warranty, OneGuard, and 2-10 Home Buyers Warranty are all now owned by Frontdoor, Inc. Getting quotes from more than one of these doesn’t guarantee genuinely different underwriting or claims handling — cross-shop against a provider outside that family too.
🔍Watch for Rebrands When Reading Older Reviews
Several providers on this page changed names recently: ServicePlus was Total Home Protection, ARW Home was American Residential Warranty, Sears Protect was Sears Home Warranty, and “Super” was Hello Super. A negative review under an old name may not reflect the current company, and vice versa.
🏠If You’re Buying or Selling, Ask Who’s Paying
In many real estate transactions, the seller or the buyer’s agent covers the first year of a home warranty as part of the deal. Confirm who’s paying before you shop independently — you may not need to pay for a first-year plan at all.
📞Get the Claims Process Explained, Not Just the Price
Ask any provider directly how a claim gets assigned to a technician, how quickly service typically happens, and what happens if the assigned contractor can’t fix the issue. Response time and contractor quality vary by provider and by region, and matter more in an actual breakdown than the monthly premium.
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What is a home warranty service fee?
Are American Home Shield, HSA, Landmark, OneGuard, and 2-10 really the same company?
How does NME rank home warranty companies?
🔗 Related Home Living Guides
Home warranties are just one piece of protecting and maintaining a home. These guides cover other decisions homeowners face around the same time.
Ready to Compare Home Warranty Plans?
Start with American Home Shield if you want the largest, most established national provider, or check Old Republic Home Protection if you’re in the middle of buying or selling a home. Either way, get the actual contract terms in writing before you decide — coverage caps and exclusions vary more between providers than the marketing pages let on.
